Travel Insurance

GMS Immigrants & Visitors to Canada Insurance

Whether you’re just visiting, applying for a Super Visa, or planning on making Canada your new home, we're here to help provide for your emergency medical needs while in the country.

Our simple, online application makes it easy for you to choose the coverage you need:

  • You choose the deductible; $0, $100, $500 or $1,000
  • You choose the amount of insurance; $25,000, $50,000, $100,000 or $150,000 in total coverage
  • You choose the length of time for which you are covered

No medical questions if you are under 55 years of age.

No waiting period if you apply before you arrive in Canada or are replacing an existing health plan issued by a Canadian insurer. Without existing health coverage, there is a 2 day (48 hour) waiting period if you apply within 30 days of your arrival in Canada, or a 7 day (168 hour) waiting period if you apply more than 30 days after your arrival in Canada.

When visiting Canada, coverage for side trips outside of Canada of up to 30 days each, are included with your Canadian travel medical emergency plan. Please see the policy wording for complete details.

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Benefit Detail
Hospitalization Covers hospital room and board charges, up to semi-private, unless specified by a physician (if medically necessary, charges for intensive and coronary care units are included)
Medical Services Covers the cost of treatment by physician or surgeon
Diagnostic Services Covers the cost of x-rays and other diagnostic tests
Out-patient Medical Treatment Covers the cost of out-patient room changes
In-Hospital Prescription Drugs Covers the cost of prescription drugs and medication prescribed by a physician (to a maximum of a 30 day prescription)
Road Ambulance Covers 100% of the cost for emergency transport to a hospital
Paramedical Services Covers up to $300 toward the cost of emergency services of an osteopath, physiotherapist, chiropractor, chiropodist, and/or podiatrist
Accidental Dental Covers up to $2,000 per person and up to $250 for the relief of dental pain
Return of Remains Covers the cost for preparation and transportation to your country of origin, destination in Canada, or the cost of cremation or burial at the place of death
Child Care Covers the cost for licensed child care for a dependant traveling with you if you are hospitalized (up to $500)
Repatriation Up to $5,000 to transport you home for further medical treatment with pre-approval by GMS
Out-of-Pocket Expenses Covers the cost of accommodations, meals, phone calls and taxi or bus fares incurred by an accompanying family member in the event hospitalization continues after the policy expiry date
24-Hour Travel Assistance Services Coordination of all medical care, transportation, and repatriation; telephone interpretation services in most languages; monitoring of progress during treatment and recovery by managed care
Travel Benefits Outside of Canada Benefits apply to side-trips outside of Canada of up to 15 days each, excluding visits to your country of origin
  • Air Ambulance - charges to transport you back to your province of residence for further in-hospital treatment
  • Special Attendant - reimbursement of a one-way trip economy airfare ticket for a medical attendant to accompany you back to your province of residence or country of origin for further in-hospital treatment
  • Escort of Insured Children - reimbursement of the cost of a one-way trip economy airfare to return an accompanying child or children and escort, when necessary, back to your original point of departure



This is a summary of benefits. Please refer to policy wording for complete details



Immigrants & Visitors to Canada Rates

Can I buy a plan?

Eligibility questions that determine if you can buy a plan

Answers to questions about GMS Immigrants & Visitors to Canada policies


Brief overview with rate schedules

Policy Wording

Complete plan details