Health Insurance

GMS Replacement Health

Replacement Health Coverage

Losing your health and dental coverage offered through your employer? No problem. We have you covered. 

GMS Replacement Health Coverage is the affordable way to stay protected from the high cost of health care when you’re no longer covered by an employer plan. With no medical questions and guaranteed acceptance, as long as your plan is effective within 60 days of losing your group benefits, it’s an easy way to replace your coverage.


Our most comprehensive benefits package, with the most coverage for prescription drugs (even pre-existing prescriptions!), dental, vision, physio, massage and more – including travel medical insurance for longer trips.


All the benefits of EssentialPlan, covering more of your costs, PLUS coverage for prescription drugs (including pre-existing prescriptions), vision care, and even travel medical!


Covers emergency essentials your provincial plan doesn’t – including unlimited air and road ambulance – plus medical equipment, hearing aids and more.

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Brochures with province-specific rates and a plan comparison